...and some lender will allow 90% LTV. Some will even allow 100% LTV.
You're going to have to shop lenders a bit.
As mentioned above, the rules for a HELOC aren't as uniform as the rules for a traditional mortgage.
Do some shopping.
Good luck!
04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.
Zero percent financing is where the devil lives...
