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@Anonymous wrote:
why do mortgage lenders use only middle score. to give a person a loan. thanks the equifax score i believe
Taking the median is a very common statistical practice used in many contexts. In technical terms the median is a "robust estimator of central tendency" while the mean is not robust. In plain English, if for some reason one of your three scores is a lot higher or lower than the other two that most likely means there is something wrong or unusual, so by tossing the highest and lowest they reduce such errors.
it's the best way to judge your willingness to pay.
since some lenders and collectotrs only report to one report... this can be to your advantage.