You definitely came to the right place. I would echo some of the earlier comments about speaking with a BK attorney (or two), to review options. Life is not over if you have to go the route of a Chapter 13, and based off of the income and interest you are paying on the current debt, a 13 may be the path to clear this up for good.
Ch 13 Filed - October 2023
Last Payment - September 2028
Discharge - November 2028?
FICO 8 Scores as of May 2024
EQ 650 EX 625 TU 613
