AMEX Bluebird? Anyone using it?

[Anonymous]

I have recieved a couple of prepay gift cards (visa), one from USBank, one from relatives, etc..   I was looking for a way to get those funds into my regular bank account easily.  Ran across Bluebird card while searching.  I signed up since no fees.

Anyone use this card?  I would rather use cashback credit cards for my spend. Why lose my percentages?

Seems like I can load the Bluebird with the debit visa (free of charge) then just transfer to a connected checking account.  From there, normal ACH.

Correct?

[afbar1114]

Why not just use it for every day expenses? Those fees may offset any potential credit card earnings. Even at a modest 2% cash back on a credit card the fee to put cash on that type off account usually runs around on avg of $5 so if you put a $100 on it and the fee is $5 you are loosing $3. Plus not to mention most of the time those types of accounts require cash payment. I worked in a retail drug store for 10 years so I have experience in that area.

[Anonymous]

I use Bluebird for some specific functions.  To my knowledge you cannot load Bluebird using the online debit load with prepaid cards, only bank issued debit cards.  You can load Bluebird at Walmart (for free) using prepaid debit if they are pin enabled, but YMMV. Some Walmart stores/employees will not allow prepaid cards to be used for Bluebird loads, so don't tell them it's a prepaid.

You can ACH transfer out of Bluebird to your bank account if you do get the funds loaded.