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@Anonymous wrote:
@UncleB I assume you have over 10 total accounts making it a thick profile, ... is your youngest account under 12 months old?
Yeah, I've had an account under 12 months old for a while, but sometimes I get close to 12 months. I have over 20 accounts total.
@Anonymous wrote:
@UncleB I think we’re on the same scoresheet, C2, the only thing questionable is the threshold on oldest account ...do you know what your no revolving account penalty is?
Hmm... all I have are revolving accounts (well, and one 'open' account, my Amex Gold).
Sorry I don't have more info on the scoresheet... I leave all of that stuff up to others. I used to try 'reading the tea leaves' for a while but it made my head hurt, so now I just focus on the 'big' things and the common-knowledge stuff when it comes to the algorithm(s).
When people want info past that I send them to the UFS board.
@UncleB wrote:
@Anonymous wrote:
@UncleB I think we’re on the same scoresheet, C2, the only thing questionable is the threshold on oldest account ...do you know what your no revolving account penalty is?Hmm... all I have are revolving accounts (well, and one 'open' account, my Amex Gold).
Sorry I don't have more info on the scoresheet... I leave all of that stuff up to others. I used to try 'reading the tea leaves' for a while but it made my head hurt, so now I just focus on the 'big' things and the common-knowledge stuff when it comes to the algorithm(s).
When people want info past that I send them to the UFS board.
If you get asked again... clean, aged, not thin, new accounts, no aged minors ....
@Remedios wrote:
@UncleB wrote:
@Anonymous wrote:
@UncleB I think we’re on the same scoresheet, C2, the only thing questionable is the threshold on oldest account ...do you know what your no revolving account penalty is?Hmm... all I have are revolving accounts (well, and one 'open' account, my Amex Gold).
Sorry I don't have more info on the scoresheet... I leave all of that stuff up to others. I used to try 'reading the tea leaves' for a while but it made my head hurt, so now I just focus on the 'big' things and the common-knowledge stuff when it comes to the algorithm(s).
When people want info past that I send them to the UFS board.
If you get asked again... clean, aged, not thin, new accounts, no aged minors ....
Are you describing me or my credit profile?
@UncleB wrote:
@Remedios wrote:
@UncleB wrote:
@Anonymous wrote:
@UncleB I think we’re on the same scoresheet, C2, the only thing questionable is the threshold on oldest account ...do you know what your no revolving account penalty is?Hmm... all I have are revolving accounts (well, and one 'open' account, my Amex Gold).
Sorry I don't have more info on the scoresheet... I leave all of that stuff up to others. I used to try 'reading the tea leaves' for a while but it made my head hurt, so now I just focus on the 'big' things and the common-knowledge stuff when it comes to the algorithm(s).
When people want info past that I send them to the UFS board.
If you get asked again... clean, aged, not thin, new accounts, no aged minors ....
Are you describing me or my credit profile?
Yo I died
@UncleB wrote:
@Remedios wrote:
@UncleB wrote:
@Anonymous wrote:
@UncleB I think we’re on the same scoresheet, C2, the only thing questionable is the threshold on oldest account ...do you know what your no revolving account penalty is?Hmm... all I have are revolving accounts (well, and one 'open' account, my Amex Gold).
Sorry I don't have more info on the scoresheet... I leave all of that stuff up to others. I used to try 'reading the tea leaves' for a while but it made my head hurt, so now I just focus on the 'big' things and the common-knowledge stuff when it comes to the algorithm(s).
When people want info past that I send them to the UFS board.
If you get asked again... clean, aged, not thin, new accounts, no aged minors ....
Are you describing me or my credit profile?
x10000000000000000000