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AMEX Pre-Approved Personal Loan

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Anonymous
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AMEX Pre-Approved Personal Loan

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: AMEX Pre-Approved Personal Loan

Congrats on the offer. I took them up on one with a slightly higher IR 2 years ago.  Recently paid off. 

 

Easy process. Funds were in my acct the next day. 

 

Thats a good rate on a PL by the way. 

Message 2 of 9
Anonymous
Not applicable

Re: AMEX Pre-Approved Personal Loan

Yes it is, the rate will be 6.98% for me if I click the submit button ...


@Anonymous wrote:

Congrats on the offer. I took them up on one with a slightly higher IR 2 years ago.  Recently paid off. 

 

Easy process. Funds were in my acct the next day. 

 

Thats a good rate on a PL by the way. 


 

Message 3 of 9
AverageJoesCredit
Legendary Contributor

Re: AMEX Pre-Approved Personal Loan

Wish they'd offer me one lol, just dont make any money to receive these kind of offersSmiley Sad
Message 4 of 9
Anonymous
Not applicable

Re: AMEX Pre-Approved Personal Loan

Don't feel bad, you'll eventually get an offer sometime ...


@AverageJoesCredit wrote:
Wish they'd offer me one lol, just dont make any money to receive these kind of offersSmiley Sad

 

Message 5 of 9
pamon
Regular Contributor

Re: AMEX Pre-Approved Personal Loan

Assuming u are already with them on cards? Nice rate and loan size.
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 6 of 9
19eighty5
Senior Contributor

Re: AMEX Pre-Approved Personal Loan

Awesome offer!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 9
Anonymous
Not applicable

Re: AMEX Pre-Approved Personal Loan

Did they asked for income or other documentation?

Message 8 of 9
Anonymous
Not applicable

Re: AMEX Pre-Approved Personal Loan

No they didn't , should there be one


@Anonymous wrote:

Did they asked for income or other documentation?


 


 

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.