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Applied for Patelco CU - Money Market Select Acct.

M_Smart007
Epic Contributor

Applied for Patelco CU - Money Market Select Acct.

 

Applied for Patelco CU - Money Market Select Acct.

 

 

https://www.patelco.org/explore-services/money-market

 

Web Application interface is very niceSmiley Happy

 

ETA: Funding via checking acct. ACH >> No credit card funding option available..

 

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Message 1 of 24
23 REPLIES 23
AllZero
Mega Contributor

Re: Applied for Patelco CU - Money Market Select Acct.

Congratulations on your membership application!

Message 2 of 24
M_Smart007
Epic Contributor

Re: Applied for Patelco CU - Money Market Select Acct.

Thanks @AllZero Smiley Happy

Message 3 of 24
Anonymous
Not applicable

Re: Applied for Patelco CU - Money Market Select Acct.

You really like these CUs lol. How many you up to now?

Message 4 of 24
M_Smart007
Epic Contributor

Re: Applied for Patelco CU - Money Market Select Acct.


@Anonymous wrote:

You really like these CUs lol. How many you up to now?


Lost count Smiley LOL

Message 5 of 24
Anonymous
Not applicable

Re: Applied for Patelco CU - Money Market Select Acct.


@M_Smart007 wrote:

@Anonymous wrote:

You really like these CUs lol. How many you up to now?


Lost count Smiley LOL


Sounds about right 😂 

Message 6 of 24
dragontears
Valued Contributor

Re: Applied for Patelco CU - Money Market Select Acct.

Welcome to the Patelco family! I am a member of that CU.

I originally joined for the Money Market account. In my experience, after a little while they start sending you preapprovals. I accepted the personal loan offer the second or third time they offered it to me (no HP at all) and they have sent me 4 or 5 offers for a credit card but I have not accepted any because I am currently happy with my card line up.

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 7 of 24
M_Smart007
Epic Contributor

Re: Applied for Patelco CU - Money Market Select Acct.


@dragontears wrote:

Welcome to the Patelco family! I am a member of that CU.

I originally joined for the Money Market account. In my experience, after a little while they start sending you preapprovals. I accepted the personal loan offer the second or third time they offered it to me (no HP at all) and they have sent me 4 or 5 offers for a credit card but I have not accepted any because I am currently happy with my card line up.


@dragontears, Thank you for the input, it is very much appreciatedSmiley Happy

I have (2) branches very local to me.

A friend (who referred me) is very happy with them.

 

This is kind of interesting:

 

Patelco Credit Union has been open since 1936. It's the 6th largest credit union in California with assets totaling $8.44 Billion

 

Message 8 of 24
AllZero
Mega Contributor

Re: Applied for Patelco CU - Money Market Select Acct.


@M_Smart007 wrote:

Thanks @AllZero Smiley Happy


2% APY up to $2000 looks decent.

Message 9 of 24
M_Smart007
Epic Contributor

Re: Applied for Patelco CU - Money Market Select Acct.


@AllZero wrote:

@M_Smart007 wrote:

Thanks @AllZero Smiley Happy


2% APY up to $2000 looks decent.


I am sure it will look even better, once rates eventually go up.Smiley Wink

Even the blended rate on higher amounts, is not bad .. especially compared to regular banks.

Message 10 of 24
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