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I tried to sign up in May of 2018, but at the time you apparently needed an invitation to complete the process. I recieved an invitation a couple months ago followed by a lot of high pressured emails to sign up, kind of turned me off to the idea....
Were you able to sign up without an invitation?
No link needed, they send me emails almost everyday.....If I'm not mistaken, to earn the 2% APY you need to make at least 1 deposit a month of $1or more or have a minimum daily balance of 10k....and yes, even in the small print all they say is that customers will earn cash back on all debit purchases.....somewhat ambiguous huh? They also make the distinction that it is a "cash management account" and not a savings account......hopefully you won't have any issues and everything will be cool.....What do you think about their monthly service fee that they say you don't need to pay but they hope you will?
You have a good plan, everything will be fine....looking forward to any updates...
I have had a checking account with Aspiration for about 2 years. I would stay away.
I opened it for the ATM rebates and 1%apy at the time. They partnered with RadiusBank. It was nice as you could use the Radius online login portal, and customer service had full access to the accound, could reorder checks, etc. The Aspiration website is pretty barebones.
Recently there has been a months-long transition to Coastal Community Bank as their backend. In this process, Aspiration has gotten really shady. As recently as last month, they were advertising the Radius > Coastal account conversions, with the new feature benefits. This was an email on 02/09:
In the next few days, we’ll be inviting you to upgrade to your new Aspiration Summit Account!
You’ll be receiving instructions on the super-easy, 60-second process of transferring over, but we wanted to give you a sneak peek at what to expect from your new account.
In short, it’s all of the same things you love about your AspirationSummit Account—along with some great new and improved benefits:
Shortly after the account transitions took pace, Aspiration regniged on some of the new features, and instead converted the checking into Save and Spend. the 2% APY is not good enough for a savings account. Their big pull was the 1%APY on checking. Total bait and switch.
I am also pretty sure they did this without any sort of notice whatsoever. I have a multitude of emails about my "new aspiration account," but never received any info about "save and spend." I logged into my account a few days ago, and got a prompt instead that my account had switched. Just go and read the fine print at the bottom of Aspiration.com. It's nothing that will make you feel safe about keeping your money there. I do plan to close my account with them.