cancel
Showing results for 
Search instead for 
Did you mean: 

BECU Personal Loan Approval Odds

tag
Soundersfan1
Regular Contributor

BECU Personal Loan Approval Odds

So BECU only pulls TU (They've made that publicly know) and I'm currently sitting  at a FICO 8 725 TU. I'm looking to borrow $7K in personal loans for flight school. I recently had opened up another personal loan with BECU for 4K in July. I'm 1/6 and 2/12 on new credit cards. Credit usage of 10% and a credit history of 1 year 8 months. Never missed a payment. What do you think the odds are of me being approved for an addition $7K? BECU did approve me for the $4K when my score was only at 666 and its gone up to 725 since then. As for the credit card side, BECU denied me for a credit limit increase with a 706 just to put that out there. 

Message 1 of 2
1 REPLY 1
coldfusion
Credit Mentor

Re: BECU Personal Loan Approval Odds

They already denied a request fairly recently for additional unsecured credit (CC CLI) so I wouldn't hold out hope for likely approval for additional credit tied to an unsecured personal loan. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.