Boat Loans - Scoring Model?

[CreditFun]

740 credit score seems to be the cutoff for the best rates and likeliness of approval. 

Just wondering for boat financing what model is typically used?

My Equifax Scores

FICO 9 - 750

FICO 8 - 736

FICO 5 Auto - 734

FICO 8 Bankcard - 730

FICO 5 Mortgage - 718

[Anonymous]

Do you have a particular creditor in mind?  It varies from lender to lender and they can use any model they want.

[CreditFun]

Sterling Associates

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@Anonymous wrote:

Do you have a particular creditor in mind?  It varies from lender to lender and they can use any model they want.

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Sterling Associates

[kaylord84]

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@CreditFun wrote:

740 credit score seems to be the cutoff for the best rates and likeliness of approval. 

Just wondering for boat financing what model is typically used?

My Equifax Scores

FICO 9 - 750

FICO 8 - 736

FICO 5 Auto - 734

FICO 8 Bankcard - 730

FICO 5 Mortgage - 718

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Have you tried DCU I was told 685+ EQ FICO 5 gets you the best rates with them

[CreditFun]

Spoke to Space Coast Credit Union, they use Experian Fico 8 Auto score.