CHEXSYSTEMS AND BUREAU LENIENT CALIFORNIA BANKS OR CREDIT UNIONS??

[Anonymous]

Have outstanding income, scores in the 740s and have opened a ton of cu accts recently(Southland , Kinecta, Arrowhead)

Was approved for 25k personal loan at SCE fcu and declined for savings acct because of inquiries.

Declined at a few other cus for chexstystems inquiries and/or exp inquiries. No negatives on report or chex. Raising $ for daughters wedding. 

Any SO Cal credit unions or banks who are NOT chexsystems sensitive OR bureau inquiry sensitive(8 on exp as is. 741 score. strong 6 gif income dti under 5%)

Thanks!

[Anonymous]

Hi there @Anonymous . I can't speak to So Cali specifically, but DoC has a couple of links that highlight banks & credit unions that are Chex Systems sensitive, & those who do or don't pull Chex Systems. I've found them to be very helpful. 

Good luck on your future account openings!

[Anonymous]

sorry DOc?

Thanks

[coldfusion]

https://www.doctorofcredit.com

[Anonymous]

thanks