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CLOC / PLOC question.

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Anonymous
Not applicable

CLOC / PLOC question.

I know they aren't credit cards but I was curious about of you have to use them once in awhile to keep them active, or does having with your checking keep it active?
Message 1 of 4
3 REPLIES 3
CreditCuriosity
Moderator Emeritus

Re: CLOC / PLOC question.

Don't have to us for them to remain open.  Had mine for over a year + and fine as many others have had for many years and never used and just continues to report 0 out of whatever limit

Message 2 of 4
Anonymous
Not applicable

Re: CLOC / PLOC question.


@CreditCuriousity wrote:

Don't have to us for them to remain open.  Had mine for over a year + and fine as many others have had for many years and never used and just continues to report 0 out of whatever limit


Thanks, I was hoping that was the case

Message 3 of 4
Anonymous
Not applicable

Re: CLOC / PLOC question.

Some won't update on reports unless you use them. I had a PLOC with Penfed that stopped updating after 5 months of no use. They didn't update until I used it.
Message 4 of 4
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