Chase Bank direct deposit times?

[Anonymous]

So I currently bank with USAA and Navy Federal, and recently added Chase to the mix. With USAA, my DD is usually available on Thursday instead of Friday, and Navy Federal was the same when I had my DD over there. Lately I’ve been having issues with certain things at USAA and it’s made even harder since they closed all their branches. My question is anyone who has their DD at Chase, have you experienced getting it early or is it always available ON payday? I don’t wanna give up my early DD so if there’s no chance of getting it with Chase I may just end up back at Navy Fed.

[Anonymous]

I get paid on the 1st and the 15th, my pay generally posts the next business day. Which means Monday if payday lands on Friday. lol

Probably due to the Payroll issues, as they aren't consistent. It was the same with my old CU, it always posted the next business day too

So from my experience Chase is the same.

For my other job though, my pay is always early at BofA. Paydays are every other Monday, but my pay is always deposited the Saturday before. Although "pending, it's still technically there. Since deposits have priority over debits. At least that's what they told me at BofA.

So I guss it's really up to your payroll office, on whether it deposited in a timely fashion?

[CAS2019]

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@Anonymous wrote:
So I currently bank with USAA and Navy Federal, and recently added Chase to the mix. With USAA, my DD is usually available on Thursday instead of Friday, and Navy Federal was the same when I had my DD over there. Lately I’ve been having issues with certain things at USAA and it’s made even harder since they closed all their branches. My question is anyone who has their DD at Chase, have you experienced getting it early or is it always available ON payday? I don’t wanna give up my early DD so if there’s no chance of getting it with Chase I may just end up back at Navy Fed.

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I have always had my dd with Chase available on the payday—unless it fell on a holiday or Sunday.  Then, it typically becomes available a day before.  Chase spelled it out quite clearly on their website the last time I looked (of course, it was a couple of years ago!).

[Anonymous]

Guess I’ll have to just try and see. My new job has a different pay schedule, more like yours (7th and 22nd), so I may just send a portion to Chase to test it out.

[Anonymous]

On there website it isn’t really clear, it says DD posts as soon as it’s received but even with that they probably mean it will show on the account, but won’t be available. I’ll just how to try it out.

[Remedios]

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@Anonymous wrote:
On there website it isn’t really clear, it says DD posts as soon as it’s received but even with that they probably mean it will show on the account, but won’t be available. I’ll just how to try it out.

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It's available at 12:01 am, on the specified date and it's available in it's entirety 

[SouthJamaica]

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@Anonymous wrote:
So I currently bank with USAA and Navy Federal, and recently added Chase to the mix. With USAA, my DD is usually available on Thursday instead of Friday, and Navy Federal was the same when I had my DD over there. Lately I’ve been having issues with certain things at USAA and it’s made even harder since they closed all their branches. My question is anyone who has their DD at Chase, have you experienced getting it early or is it always available ON payday? I don’t wanna give up my early DD so if there’s no chance of getting it with Chase I may just end up back at Navy Fed.

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No it's not early. Once in a blue moon it will come in late the night before, but rarely.

Some very good early direct deposit places are Langley FCU, DCU, and Hanscom FCU.