Chase deposit by non user

[Anonymous]

I loaned my parents some money and they pay me 200 a month. Some months the check doesn’t show up and they have to redo it.

Are they allowed to make that as a deposit to my account in a branch instead? My account is in a different state and I’ve read how chase is weird with deposits. Thanks!

I also have BofA to use if someone thinks they’d be easier.

They do not use PayPal or any online service to make it easier.

[Anonymous]

I don't know Chase's policy, although I've read that after 2011 some if not most Banks can give a side eye at this kind of activity for (so-called BS) reasons. IMO

I used to deposit Money into my Mom's WF account every 2 weeks, though I used her deposit slips and gave them cash. We never once had any type of AA. 

In your situation, I believe you'd have to sign said check to deposit them?

Most banks have done away with deposit slips in recent years though, because last few times I've done it they've told me the only thing needed is the debit card and  code word. etc.So I'm not sure if that method would help you.

[Anonymous]

Just have them use Zelle. Any US bank account can send up to $400 a month through debit card if it's not natively supported by the bank. I wouldn't want to risk Chase thinking that something shady is going on. Banks are far more cautious these days than they used to be and they want a digital trail with which to follow where the money came from. 

[Anonymous]

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@Anonymous wrote:
I loaned my parents some money and they pay me 200 a month. Some months the check doesn’t show up and they have to redo it.

Are they allowed to make that as a deposit to my account in a branch instead? My account is in a different state and I’ve read how chase is weird with deposits. Thanks!

I also have BofA to use if someone thinks they’d be easier.

They do not use PayPal or any online service to make it easier.

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Chase does not allow anyone other that the account holder to make cash deposits to  personal checking/savings accounts, and they require you to show government-issued ID when making any deposits to ensure you're the actual account holder.  Your parents can make check deposits into your account but Chase doesn't allow third-parties to deposit cash into personal checking or savings accounts.  If you have a business checking account, anyone can deposit cash into it. 

Chase also allows you to add an authorized user to your account so that can be a way around the restriction on depositing cash.

This is done to enforce provisions of the Patriot Act and they also apply the strictest interpretation of the "Know Your Customer" rules.

[Lurker22]

yes, your parents can deposit a check into your JPM account at any branch nationwide - even without the account # (teller will locate it).  if it's a cash deposit they'll need to show ID as Chase (per federal requirements) requires ID for all deposits (checks automatically have ID built in)