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Citizens Bank declined a checking account due to “Credit Information Services”

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FicoMike0
Senior Contributor

Re: Citizens Bank declined a checking account due to “Credit Information Services”

I'll check after I close a couple.

Message 11 of 13

Re: Citizens Bank declined a checking account due to “Credit Information Services”

I was denied online for the same reason. I went to a local branch and opened a personal and business checking account with no issues. I showed the manager the denial message and she was stumped. I am guessing it is just some random turndown they use if they are unsure of fraud. 

Message 12 of 13
coldfusion
Credit Mentor

Re: Citizens Bank declined a checking account due to “Credit Information Services”


@Captainrondetroit wrote:

I was denied online for the same reason. I went to a local branch and opened a personal and business checking account with no issues. I showed the manager the denial message and she was stumped. I am guessing it is just some random turndown they use if they are unsure of fraud. 


Spitballing here but were you using a VPN (NordVPN, PIA, ExpressVPN, etc) or work computer using a zero-trust (ZScaler, Netskope, etc) application, or were you traveling when you applied online?

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 13 of 13
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