Credit/Finance Tracking

[Kinglord]

What do you all use for tracking your credit/finance?  I have Mint by intuit but have found the it does not sync regulalry therefore my account numbers are all off.  It also always wants to veryify with my different banks.

In regards to credit, do you use MyFico? Free Apps? IdentidyIQ?

[M_Smart007]

Maybe @tcbofade could chime in?

[Anonymous]

Personal capital is pretty good.

[tcbofade]

I don't trust any of them. 

I use an Excel sheet and update it weekly. 

[Flexfanatic]

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@Kinglord wrote:

What do you all use for tracking your credit/finance?  I have Mint by intuit but have found the it does not sync regulalry therefore my account numbers are all off.  It also always wants to veryify with my different banks.

In regards to credit, do you use MyFico? Free Apps? IdentidyIQ?

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I have tried Mint a few times but get tired of it for the same reason which is not syncing and having to correct the issue by logging on a frequent basis. I thought about something like Quickbooks but hopefully someone chimes in with some altenatives.

For credit its nothing but MyFico as most other services are fake scores. I want something the lenders use which is Fico.

[Revelate]

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@Anonymous wrote:

Personal capital is pretty good.

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I second the recommendation for personal capital for financial tracking... it is simply astounding how much useful information can be found just looking at spending and investment patterns among other things... and that can help on optimize one's financial life which is important.

It doesn't do credit though and I don't know anything that does both well; really I would just rather pick good to excellent solutions for each.  Credit wise I do subscribe to Experian's service (at 10/mo) and then I use CK to monitor EQ/TU.

A few times a year I will buy a 1B report here and an annual 3B but that is a hobby not any real need... I am not as concerned about my scores as I once was admittedly.