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Credit Union Suggestions

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sarge12
Senior Contributor

Re: Credit Union Suggestions

@Gmood1 There does not look like very many of them are store cards either. If they all have decent limits, I would hate to even guess what your total revolving credit limits are.  EDIT:: I just looked at some limits, let's me and you just max out our cards to buy a nice sized resort somewhere they wont extradite us.

TU fico08=841 03/29/26
EX fico08=835 04/11/26
EQ fico09=820 04/01/26
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 41 of 44
Gmood1
Super Contributor

Re: Credit Union Suggestions


@sarge12 wrote:

@Gmood1  I did not know that, and on another note....it appears that you might need more cards judging by the paltry 55 cards in your siggy. It has to be a bit tricky keeping activity showing on that many cards to prevent closures for inactivity. I have 19, and it drives me a little nuts when I was trying to keep them all active, I finally decided if they close, they close. I have several that have over 15 months with no activity at all. I am actually surprised they have not even did a CLD or closure on any of them. Being disabled, I have not left the house but 4 times in 2020 so buying a pack of gum is not a realistic option. EDIT...I miscounted you have 66 cards below.


😂😂😂😂

 

@sarge12  Yeah, I may add a few more in the coming weeks.😉

 

 I use Amazon gift card recharge to keep mine in check.

I do have a couple I've neglected and haven't charged anything in quite a while.

I need to tighten up. 😆

I do understand, I have a few that I don't mind letting them close either.

Message 42 of 44
Gmood1
Super Contributor

Re: Credit Union Suggestions

@@


@sarge12 wrote:

@Gmood1 There does not look like very many of them are store cards either. If they all have decent limits, I would hate to even guess what your total revolving credit limits are.  EDIT:: I just looked at some limits, let's me and you just max out our cards to buy a nice sized resort somewhere they wont extradite us.


@sarge12 

 

😂😂

That would be nice. Only problem, we'd still have to pay for it eventually. Lol

Only a couple of store cards.

Most are banks and credit unions.

Closing in on 1 million TCL. Not sure I'll make it or not though.

Message 43 of 44
sarge12
Senior Contributor

Re: Credit Union Suggestions


@Gmood1 wrote:

@@


@sarge12 wrote:

@Gmood1 There does not look like very many of them are store cards either. If they all have decent limits, I would hate to even guess what your total revolving credit limits are.  EDIT:: I just looked at some limits, let's me and you just max out our cards to buy a nice sized resort somewhere they wont extradite us.


@sarge12 

 

😂😂

That would be nice. Only problem, we'd still have to pay for it eventually. Lol

Only a couple of store cards.

Most are banks and credit unions.

Closing in on 1 million TCL. Not sure I'll make it or not though.


No we would not...that is why I said somewhere that does not extradite to the USA. We just could not come back.

TU fico08=841 03/29/26
EX fico08=835 04/11/26
EQ fico09=820 04/01/26
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 44 of 44
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