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I joined the credit union association and then went to BECU to apply for membership and open accounts and was promptly met with:
Key factors that adversely affect your score:
TIME SINCE NON-DDA INQUIRY ACTIVITY
NO EVIDENCE OF ASSET OWNERSHIP
NON-DDA INQUIRY OR RETAIL ITEM HISTORY
DDA HISTORY
What do they even mean?
The don't like your Chex file.
@AllZero wrote:
90 days or more interval between checking/savings account open might help. Maybe more time?
The only new in the last 2 years is Chase Private Client Checking and Savings and a Business Savings! ugh, I hate Chex Systems!
"TIME SINCE NON-DDA INQUIRY ACTIVITY"
You might want to pull your Chex report. Basically this means someone pulled your Chex for a reason other than giving you a deposit account recently.
@Creditaddict wrote:
I did not move.
Maybe I’ll call🤦♀️
@M_Smart007 wrote:
@Creditaddict wrote:
I did not move.
Maybe I’ll call🤦♀️
I requested, thank you!
OH, I just remembered I opened a BBT Checking account with my parents address (I bet that's it)