Expanding Personal Finance All Around

[wasCB14]

I've been going in the opposite direction. I use my old Schwab checking account now for bill pay, and I keep a small amount on a new Cash App card for discounts.

I've closed Chase checking, Chase savings, Citi checking, Discover checking, and Discover savings.

[Anonymous]

I just opened a Charles Schwab checking account, it pays more interest than my Ally, and the usual freebies. I also happen to have 2 branches relatively close (say 20 miles). I keep a checking account around for each of my banks as using Google pay + debit cards to transfer money is a lot faster than ACH transfers, basically instant, maybe 2 minutes. Everytime I tried Zelle, my account would be put on hold, and I would have to call in during business hours and manually okay a 3 day transfer, never had an "instant" zelle transfer.

Also going to start looking into some investing since the Schwab account comes with brokerage. Always gotta plan for the future.