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Fairwinds FCU Membership

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Cory88
Frequent Contributor

Fairwinds FCU Membership

Does anyone know if you open a membership with Fairwinds FCU is it a SP or a HP?

Message 1 of 4
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DakotaM
Frequent Contributor

Re: Fairwinds FCU Membership

It was a soft pull when I joined them about a year ago.


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Message 2 of 4
Cory88
Frequent Contributor

Re: Fairwinds FCU Membership


@DakotaM wrote:

It was a soft pull when I joined them about a year ago.


Ok, thanks. One rep told me that but we all know reps they don't know always it is. Do they do pre approvals like PenFed / DCU?

Message 3 of 4
hawkins
Frequent Contributor

Re: Fairwinds FCU Membership


@Cory88 wrote:

@DakotaM wrote:

It was a soft pull when I joined them about a year ago.


Ok, thanks. One rep told me that but we all know reps they don't know always it is. Do they do pre approvals like PenFed / DCU?


They do occasionally but I caution you that Fairwinds is an extremely conservative lender. I have excellant credit and still can never seem to get anything from them. So If you are looking to get anything from them creditwise keep your DTI extremely low and dont have too many new accounts otherwise forget about it.

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