Hello I recently opened an account with first convenience bank and switched my direct deposit 50/50 between 2 accounts which is awesome cause with some things on my chexsystems report it's nearly impossible to open checking accounts my question is does anyone on here here use this bank and if so what is your experience so far they seem pretty good with some decent credit card options and refinance options just curious cause they don't have the best reviews online but the positive ones they do have are very positive anyways I appreciate it thank you very much.