Garden Club - April 2020

[Anonymous]

Good morning, garden! Happy April 1st! 

[bizarrocreditworld]

Hello everybody,

I wish what we were going through was one big April Fools joke, but it's not.

My wife and I are doing fine despite everything that's going on around us. I've adjusted my work schedule to more or less match hers (not to mention reduce the bandwidth used on my company's VPN), so I'm working from 12-8 instead of 8:30-4:30 for the next couple of weeks. Her business is down a bit, but we expect things to recover by the summer, so we're not very worried about our finances. We can cover the next six months easily and I'm in one of the few businesses that may boom in this crisis (HR consulting, plus we handle insurance, reinsurance, risk and benefits consulting among others, all of which are on long-term contracts.). My workload went down a lot, but there are several major projects coming up as we prepare for a merger that will be completed in 2021. 

I hope you're all staying safe and watching out for each other. I'm in a higher risk category, but I'm doing what I have to in order not to catch this virus. Your health is far more important than your credit, and I'd much rather hear that your score went down a few points because your utilization went up than hear that you or your loved ones are sick. 

[bizarrocreditworld]

From the "had to read it a couple of times" department...

My department is starting to do virtual gatherings via Zoom or Skype. It turns out that someone in our department is a yoga instructor in her spare time and is setting up an online session on Friday morning. She ended her message with :

"Namaste, marketers". 

You can only imagine what I thought she said. 

[Meanmchine]

Good mornong future AprilFoolers

Small wake up surprise from EX,  FICO8 +2   832 ---> 834

No offers for me from Chase.  Skrew them. I knew I was still on their BL. Momma didnt raise no dumb Mchine

[Meanmchine]

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@tcbofade wrote:

Good morning boys and girls.  Happy April, Happy Wednesday!

Day 102 of 365 in the garden!

No credit news to report.  I expect some small score gains this month.  Currently, I've got three accounts reporting over 68% cranberry.  One of which has been corrected via credit line shuffling but hasn't updated to the CRA's yet, one will get paid down this month, but won't report with new lower balance until May... and I haven't decided about the other one.  I might pay it down in April, or I might spend the whole summer paying it down... as I am NOT applying for anything, it doesn't really matter.

Hope that you're all off to a good start!

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Keep going Taco !

[Meanmchine]

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@newfossil wrote:

Good morning garden 

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Morning NF !

[newfossil]

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@Meanmchine wrote:

Good mornong future AprilFoolers

Small wake up surprise from EX,  FICO8 +2   832 ---> 834

No offers for me from Chase.  Skrew them. I knew I was still on their BL. Momma didnt raise no dumb Mchine

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Congratulations on your bump

[Meanmchine]

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@Anonymous wrote:

hey morning.

its my birthday month hooray

cheesecake factory for my bday dinner! oh wait.. pfft

maybe the gym will open by then  ! 🎉

*sigh*

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Morning Sasha.  Happy almost birthday

[newfossil]

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@Meanmchine wrote:

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@newfossil wrote:

Good morning garden 

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Morning NF !

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Morning Meanie

[Meanmchine]

Good morning Angel and Kilroy