Garden Club - October 2022

[learningcredit54]

Good morning gardners. Made it through September with no apps and/or inquiries. My spade will be updated in a few days.

Scores are about the best I can get them for the time being (below). Ian waters isn't letting my family access our little getaway home in North Port, Florida. Coffee was extra delightful this morning- the family is doing good. Hope all is well.

[expatCanuck]

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@learningcredit54 wrote:

Good morning gardners. Made it through September with no apps and/or inquiries. My spade will be updated in a few days.

Scores are about the best I can get them for the time being (below). Ian waters isn't letting my family access our little getaway home in North Port, Florida. Coffee was extra delightful this morning- the family is doing good. Hope all is well.

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@learningcredit54 

Garden on.  Stay safe.

[expatCanuck]

Beans replenished.

Sulawesi, Sumatra, and Bali Blue Moon.

[RobynJ]

Good Morning all,

Been a good September but looking forward to a better October. The storm is starting to make its way hear in the Tri-state area, it was pouring pretty hard last night. I can only imagine how those in Fl must be doing. I am saying a prayer for all of them for safety and good will. I only rose 1 point on EQ this month and stayed the same on the other 2. Have a great day.

[coldfusion]

Fun job of the day #1 completed successfully - the wax seal on one of my toilets needed replacing.   😐

[expatCanuck]

Every picture tells a story ... FICO edition.

[M_Smart007]

In October Credit News:

Gained three TU F8 FICO's -> per updated Discover/BoA

+3

Change

Maybe 1 for each [redact] aging more than 1 month?  ¯\_(ツ)_/¯

EX = F8 continues to be "broken"

EX = FICO BankCard SCORE 8 Experian data Oct 1, 2022 -> 792

EX / FNBO = Your FICO® Bankcard Score 9 , pulled on 09/10/2022 from Experian = 779

EX = Average Age 3 yrs 7 mos -> Lost one old auto loan on EX but still reporting on EQ & TU

EQ = F8 have not pulled 3B

EQ = F9 was 793 on 9-3-22 via NFCU

Also got another compost mailer for "Guaranteed $1000.00 Visa"

Did not even bother to open and read the predatory details.

[M_Smart007]

@expatCanuck, Maybe you should try "Experian Boost"?

[expatCanuck]

Naaah.  I'm more cheap than patient.

[expatCanuck]

And while we're on the subject of breadboxes ...

old:

new:

mrs e prefers the new one, so that's dispositive. (And lucky for me, 'cause I had made the executive decision.)