Has anyone heard of the new Super Cash hybrid credit debit card?

[IcyCool7227]

I am a new member of this Super Cash card and it's a hybrid debit credit card that you add money to which becomes your balance. Then as you spend on it it reports as credit to the CBs. You can get 10% cashback through their Super Travel deals, 5% through their Super Shop and 2% on everything else. This is not meant as spam but just curious if anybody here uses it? super.com tells more.

[Bill77]

Interesting concept.  No credit check and 2% cash back could be attractive for many people.  Does this report to the bureaus just like a regular credit card?  

[ForwardLooking]

Interesting -- I just looked it up after seeing this.

I wonder how it reports to the CRAs.  It looks more like a charge card under the covers, meaning it would not do anything to hurt or improve revolving credit utilization (it would not even be considered in the utilization equation), but it would show payment history and be part of that equation.

[sznthescore]

The reviews on the bookings in the Apple App Store... 🤔 I don't travel much, but considering the 2% on everything else... idk 

[ghgirll40]

i would be curious as to how it shows up on the cb?

[Shadowfactor]

What's the BIN for this card ? 

can you post the first 6 digits ? 

curious if it runs in the debit or credit network. 

[sznthescore]

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@Shadowfactor wrote:

What's the BIN for this card ? 

can you post the first 6 digits ? 

curious if it runs in the debit or credit network. 

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@Shadowfactor  5259 23 on the virtual card. When physical card arrives, I'll update. I'm testing things out with this "SuperCash". I won't be doing any booking, etc.

[Citylights18]

My question on the super shop travel deals while its 10% how is the pricing?

Some of those programs aren't competitive on pricing compared to buying from an online travel agency.

[sznthescore]

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@Citylights18 wrote:

My question on the super shop travel deals while its 10% how is the pricing?

Some of those programs aren't competitive on pricing compared to buying from an online travel agency.

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Here's a Miami example @Citylights18  The travel appears to be for hotels only. 

[Citylights18]

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@sznthescore wrote:

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@Citylights18 wrote:

My question on the super shop travel deals while its 10% how is the pricing?

Some of those programs aren't competitive on pricing compared to buying from an online travel agency.

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Here's a Miami example @Citylights18  The travel appears to be for hotels only. 

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For a mid March 15-16 weekday booking.

Provident Doral

Super Cash Reg ($270)/Discount ($189)

Hotels.com $254

Booking.com $254

Expedia.com $238

Riveria Suites

Super Cash Reg ($293)/Discount ($189)

Hotels.com $248

Booking.com $248

Expedia.com $223

Goodtime Hotel

Super Cash Reg ($371)/Discount ($193)

Hotels.com $367

Booking.com $367

Expedia.com $269

The discounting looks good but the regular price looks inflated. A better way to compare is to pick the 3 cheapest hotels on Super Cash which have minimum ammenities like a pool and an onsite restaurant. Very basic 3 star and see how those prices compare to a very basic 3 star on the online travel search engines. There is definitely fungiblity in hotel prices due to one site having a particular deal on a particular hotel or brand compared to another one.

Then also consider that with the online travel agency if the price is higher but they are throwing in a 10th night free or redeemable points for purchasing. This is what the 10x points on hotels for the CSR, Venture X and Credit One Wanderer are supposed to compete against, the 10th free night.

Just food for thought. It does look pretty good on face value as a hotel discount.