Help with IRA

[Anonymous]

https://investor.vanguard.com/mutual-funds/lifestrategy/#/

Sorry about the triple post, for some reason my phone is being funny on me.

[vanillabean]

What's your take on Sell In May And Go Away?

[Anonymous]

I take that concept to be very valid for a large range of markets and would be quite comfortable with it.

I live quite below means. My annual income is $28000 and my expenses throughout the year don't cross $15000

[Anonymous]

The good thing with mutual funds is the good amount of diversification you get for the fees you pay. 

I believe slow and steady wins the race. If you pick goods funds with good performance, a good manager, and that belong to your personal risk range you should be good. I would not think twice about getting a "Lifestyle" fund such as one of the Vanguard's.