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I have accounts at 4 banks and 6 credit unions.
Each one serves a purpose. I mainly have this many to take advantage of the rates.
Life's a beach!
Guyatthebeach
Only one - I've always only used one lol. I have two checking accounts and one savings with them. I do plan on starting with a new institution soon - right now, Alliant seems the most appealing, and I would get a savings account with them.