@Davidasmithlpn wrote:
@Anonymous I joined up with NFCU on 11/15/16 got approved for the checking and shared savings. On the same day I applied for a cash rewards card and go approved for $1,600 with a 16.9 apr albeit it's not my highest CL I know it will grow. So today 1 week later I decided to apply for the CLOC @ $5,000 I didnt wanna try and push my luck too much as the CC was only for $1,600.
About 5 or 6 hours after applying they sent me a text stating I was conditionally approved for the full amount and to call in. When I called in all they needed was my most recent bank statement as well as the last two pay stubs. Sent Rhodes in around 4 or 5 hours ago. I just received a text and email both stating my loan had been approved and they would be sending me a promisary note to fill out and send back.
I'm over the moon with navy federal at this point. I can't wait until my scores grow and the future opens up even higher limits.
I have 3 old medical collections that will be coming off next month as well (PFD) that will leave 3 collections on my account 2 of which have also agreed to PFD once I have the money to pay them off. That will only leave a midland funding from an old charged off credit one card back in 2012. I'm going to pay it in full even though they will not PFD
Congratulations Davidasmithipn ;-)
Although I still have not joined the NFCU family, it does sound like a awesome CU to be a part of. If you don't mind me asking, what was the APR of your CLOC? And were you approved for the full $5k that you requested?
Thanks in advance. And again CONGRATULATIONS to you for your recent CLs with NFCU ;-)
