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I changed my due date, somehow saving myself any interest payments.

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Kforce
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.


@SouthJamaica wrote:


@NoMoreDebt  wrote:

.......

I think he will be in for a surprise if he thinks shaking them for the interest due is that easy.


Agreed


I had a bank error give me some money once, but most of the time,

as the saying goes  "The House Always Wins".

 

Message 11 of 18
Gregory1776
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.


@Anonymous wrote:

@Gregory1776 wrote:

My 0% expired on the 26th, and I also wouldn't be shocked if I got charged interest. I've just become very interested in not paying any... it adds up incredibly quickly, especially on moderately high (for me) balances. 

how it would work is the the question and probably something I don't completely understand. 


I've just become very "interested"   Smiley Very Happy

 

Well, you have my curiousity and I am happy to have you as a guinea pig.

 

Do let us know how it works out.

 


I certainly will. I am not going to melt if I obviously end up being charged a bit in interest. I always expected it, & I always wanted to ensure it would be less than $300 by the time the balance is PIF. I believe I am on my way to getting there. 

im truly going to be shocked if I don't end up paying anything. 😆 I'll update. 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 12 of 18
Gregory1776
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.


@Anonymous wrote:

@Gregory1776 wrote:

My 0% expired on the 26th, and I also wouldn't be shocked if I got charged interest. I've just become very interested in not paying any... it adds up incredibly quickly, especially on moderately high (for me) balances. 

how it would work is the the question and probably something I don't completely understand. 


I've just become very "interested"   Smiley Very Happy

 

Well, you have my curiousity and I am happy to have you as a guinea pig.

 

Do let us know how it works out.

 


I've been obsessively checking up to 3 am. So far it looks like it. This is an absolute shock. I was preparing for the interestIMG_0027.jpeg

 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 13 of 18
Gregory1776
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.

IMG_0031.png

 

IMG_0030.jpeg

 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 14 of 18
Kforce
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.

Keep us informed if they catch it next cycle !

Maybe you lucked out 

Message 15 of 18
Gregory1776
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.


@Kforce wrote:

Keep us informed if they catch it next cycle !

Maybe you lucked out 


Absolutely will.
I'll be so happy lol.

Things got slower for me these past few weeks with work, so my weekly pay decreased more than anticipated (rain, thunderstorms). I'll be cutting it close, but hope to PIF. 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 16 of 18
Gregory1776
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.

Finally got my statement. 0 interest. Saved me at least a couple hundred bucks. I've already paid 6-700 in BT fees and interest so far this year - scratch that maybe 1,100 with AmEx included.

statement balance was $6,489 and the statement before that was $11,247. Paid 14,xxx in a few months. 

Time to save and pay off Chase!



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 17 of 18
Gregory1776
Valued Contributor

Re: I changed my due date, somehow saving myself any interest payments.

IMG_0252.png

 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 18 of 18
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