Income verification on Discover personal loan?

Anonymous · ‎03-16-2018

Hey everyone was wondering if company’s like, lendingtree, prosper, sofi, Discover, do an income verification for a credit score of 740-750. Is something like uploading your w2’s or calling a recent employer to verify your income?

Anonymous · ‎03-17-2018

any help is greatly appreciated

Appleman · ‎03-17-2018

lending club, sofi and prosper all had me provide POI. Scores ranged from 700 with the first to 780 with the last loan.

This was over the span of a year.

Anonymous · ‎03-21-2018

@Applemanwrote:
lending club, sofi and prosper all had me provide POI. Scores ranged from 700 with the first to 780 with the last loan.
This was over the span of a year.

I think it depends on your file and the amount of the loan in question some have reported loans without W2,etc.

Anonymous · ‎03-28-2018

Yes. I recently got 35k loan with discover. They asked to upload paystub. I have discover card since 2006.

My_Fako · ‎03-29-2018

My Gf was asked when her score was 709. Was not requested the last time her score was 761 at the time.

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Anonymous · ‎03-30-2018

I'd imagine any place would want some kind of POI.

Anonymous · ‎03-30-2018

@Anonymouswrote:
I'd imagine any place would want some kind of POI.

Not necessarily.

Anonymous · ‎03-31-2018

@Anonymouswrote:
@Anonymouswrote:
I'd imagine any place would want some kind of POI.
Not necessarily.

Oh really? hmmm so if they don't ask for POI how do they know if a person can afford to pay it back?

Method2Madness · ‎04-02-2018

@Anonymouswrote:
@Anonymouswrote:
@Anonymouswrote:
I'd imagine any place would want some kind of POI.
Not necessarily.
Oh really? hmmm so if they don't ask for POI how do they know if a person can afford to pay it back?

They make you pinky swear.

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