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Is it worth applying for a personal loan..

Contributor

Is it worth applying for a personal loan..

With a 635 credit score?

A loan for say 10k what lender could I look at?

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2 REPLIES
Valued Contributor

Re: Is it worth applying for a personal loan..

The lender will look at a host of items. Your income, debt, payment history etc. There are lenders out there that will allow you to do a Soft Pull to see if you should qualify for their loan product and what the approximate terms might be.

 

Try SoFi.com, Lending Club, Prosper and many others. Read the fine print and remember that if you decide to get the offered loan, it will be a hard pull on your credit.

Message 2 of 3
Senior Contributor

Re: Is it worth applying for a personal loan..

Most likely no. If you have any baddies, no. You may have some luck with a CU if your lucky. But unlikely a CU will give you 10k with a 635 score.

Citi DC $7900- AMEX BCP $9000- NFCU Platinum $10000 PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- State Farm GN $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Care Credit $20000- Discover Miles $21000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 5/27/18** EX- 737(12) TU- 753(11) EQ- 730(14) UTI 17%- Clean Files- No AU Accounts.
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