Just Applied and got approved for an Upstart Loan

[Creditbuilder36]

Hello all 

I was browsing the credit karma app and notice for a while I had outstanding pre approval offers for and Upstart loan 

So finally I decided to pull the trigger 

I was approved for 20,000 @Anonymous.39 %

my payments are 460.00 ...

My plans are to pay off my credit cards and cut them up keeping only 1 major for emergencies 

this loan was my first and only inquiry In over 3 years 

my income including bonuses is 66,888

 Im excited I never thought I'd make it here 

stay tuned 

[MySunrise271]

Congratulations on your approval🎉🎉🎉😉

[Creditbuilder36]

Actually my apr is 13.25% I read it wrong ... I'm excited to get rid of this debt 

[babygirl1256]

Congrats on your Upstart Loan.

[AlanGJP]

Congrats! As someone that is self-employed, I'm curious, did they ask for proof of income?

[Creditbuilder36]

Yea they did . I had to show paystubs 

[sportsguy83]

Congrats!! I know how you feel.  I was quoted at an almost identicle rate for 35k with Upstart but am holding off for another month or two.  I just paid off five cards and want them to all report $0 before I pull the trigger, hopefully my rate and lender options will improve slightly once those report.

[Creditbuilder36]

Im super excited too just to pay the cards off I know my score will jump in time ... how long did it take your score to start really moving 

[sportsguy83]

Mine have already come up from what they were in March. My TU has increased 17 points as of Friday.  Interested to see how much they increase after the May statements close when those five cards report $0.  

[Anonymous]

What's your credit score?