Langley FCU LOC 30K Approved :)

Mahraja · ‎01-01-2019

Langley Credit Union a hidden gem indeed super easy to work with and if you play you cards right the outcome is sweet as honey. was working on that credit union for past few months but the actual useful info came from Joe (Thanks Pal) so I applied for the membership went pending called and was asked few security questions ..passed.. the next day I did my own secret magic LOL asked for line of credit details (OTP) was told lowest is 500$ and highest is 40k .. applied for 30k with condition that I would only accept it if I get the lowest APR otherwise I would reject it. 15 minutes later LO called me (was 9 seconds call) told me Approved Full Amount +Lowest APR So sign the papers via e-mail and there it is sitting now

Main Number 1800.826.7490

For Membership process I would recommend (757.827.7200) once it goes referred best to call and get it done on the phone..

Keep In Mind always better to apply over the phone and if you get approved they always call to inform you (standard policy)

Forgive me for getting out of retirement its boring

LOC 30K

Profile Worth 2.0+M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"

coldfusion · ‎01-01-2019

Congrats, and welcome back. In your absence here I had noticed a few success stories of yours in Business Credit.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

xaximus · ‎01-01-2019

Congrats on the LOC! Aaaand here's out of retirement! Woohoo!

Scores - All bureaus 770 +
TCL - Est. $410K

Pikaboo-icu · ‎01-01-2019

Congrats!!

I bow to your credit expertise and astounding success!!

BigBS · ‎01-01-2019

Congrats on the approval! Got approved for $10K LOC with the Cash Back VISA a couple of weeks ago - was afraid to ask for more. Maybe I should go back and ask for more? Agree that over the phone is the best way to apply for things with them.

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Anonymous · ‎01-01-2019

I applied for a PLOC with every CU I have a membership with earlier, Langley included. I don't need the credit. That's the best time to apply for it. So I'm just going to kick back and see how the chips fall. I went out of this world with my requests, asking for $50K with each CU for a PLOC.

I have $15K-$20K limits with each CU I asked for a PLOC with.

If I get a PLOC, cool, if not, whatever. The best time to look for a new job and credit is when you don't need it IMO.

It can take years to beat a bank down on the accounts APR, etc. Not always, but usually, you really have to work at it.

Gmood1 · ‎01-01-2019

Raging Raja retire? Not a chance!!😂
Congrats on another Mega approval!

seattlecredit08 · ‎01-01-2019

Not a bad way to peek your head out of a retirement and snatch another monster line of credit...

Congrats!!!

Question-- did Langley ask for POI at any point?

Thanks!!

CreditCuriosity · ‎01-01-2019

Congrats yet on another approval!

Sorry had to move it to PF section though.

Remedios · ‎01-01-2019

Congrats, Raj!