I applied for a Lending CLub loan a few days ago. I wasn't even sure I completed the entire application because all they required was a self-reported income, contact info, my employers name, SSN, and verified email address. Took me about 5 minutes. No proof of anything was requested at all.
Within 12 hours my loan was approved. Within 24 hours, it was fully backed by investors and I received an email saying the payments to my credit cards and the rest going to my bank account had been sent and my loan info is appearing on my account with Lending Club.
Easiest loan process ever.
