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Not sure I'm even in the right section of the forums. After 2 recent approvals, I'm happy with my CC setup and am gardening for a while.
I'm fortunate enough to do regular international travel for work and I'm looking for a solid debit card for use abroad (mostly europe and south east asia) for the occasional times i need cash. (For domestic use I'm happy with a checking at my local credit union but they flat out do not network internationally)
Goals
-Low/no account maintenance fees.
-Low/no/reimbursed withdraw fees.
-Secure online banking/app/Digital check deposit (as much as i love the little local guys they are very old school paper)
existing relationships Amex/C1/FNBO/local CU
@fendervans wrote:Not sure I'm even in the right section of the forums. After 2 recent approvals, I'm happy with my CC setup and am gardening for a while.
I'm fortunate enough to do regular international travel for work and I'm looking for a solid debit card for use abroad (mostly europe and south east asia) for the occasional times i need cash. (For domestic use I'm happy with a checking at my local credit union but they flat out do not network internationally)
Goals
-Low/no account maintenance fees.
-Low/no/reimbursed withdraw fees.
-Secure online banking/app/Digital check deposit (as much as i love the little local guys they are very old school paper)
existing relationships Amex/C1/FNBO/local CU
both schwab or fidelity have debit cards for their checking accounts that offer $0 maintenance fees and ATM rebates for international ATM withdrawals







































Charles Schwab investor checking is the way to go. Checks all the boxes.
The primis Perks checking account gives 1% CB on all purchases (including paying your citi card bill with it!
), no FTF on purchases I believe, and refundable ATM fees.
Just today I used it to pay ~$1000 of my citi ThankYou MC bill for a free $10!
Here's one,
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@ptatohed wrote:The primis Perks checking account gives 1% CB on all purchases (including paying your citi card bill with it!
), no FTF on purchases I believe, and refundable ATM fees.
Just today I used it to pay ~$1000 of my citi ThankYou MC bill for a free $10!
It's an interesting account for sure, but it doesn't meet the OP's main requirement of international ATM fee reimbursement. And ATM fees in SE Asia can be double what we're used to here in the U.S.,like $7 instead of $3.50, so it can add up fast.
Rick Steves used to recommend one of two options: a Schwab debit card or a Capital One 360 debit card. Now that Capital One has switched their debit card to the Disco network, that is no longer an option for overseas use. Fortunately, Fidelity has made some significant changes lately and is basically the same as Schwab when it comes to overseas ATM use. You would be ok with either of those options.





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FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
Clean | Thick | Mature | New Revolver
@fendervans wrote:Not sure I'm even in the right section of the forums. After 2 recent approvals, I'm happy with my CC setup and am gardening for a while.
I'm fortunate enough to do regular international travel for work and I'm looking for a solid debit card for use abroad (mostly europe and south east asia) for the occasional times i need cash. (For domestic use I'm happy with a checking at my local credit union but they flat out do not network internationally)
Goals
-Low/no account maintenance fees.
-Low/no/reimbursed withdraw fees.
-Secure online banking/app/Digital check deposit (as much as i love the little local guys they are very old school paper)
existing relationships Amex/C1/FNBO/local CU
Fidelity CMA account checks all the boxes for you.



Citi:

US Bank:

Chase:
Aven:
RH:
Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.
(Aug of 26) Scorecard: Clean, Thick, Mature (Always PIF)
HP's: EQ 2/6, 2/12, 8/24 | TU 1/6, 4/12, 7/24 | EX 0/6, 2/12, 9/24
New Accounts: 2/6, 6/12, 10/24
@ptatohed wrote:The primis Perks checking account gives 1% CB on all purchases (including paying your citi card bill with it!
), no FTF on purchases I believe, and refundable ATM fees.
Just today I used it to pay ~$1000 of my citi ThankYou MC bill for a free $10!
You can pay your credit card with a debit card?
EDIT: Nevermind.