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I received a Marcus Loan for 35k about 7 weeks ago. Very quick and smooth process. The loan is ONLY showing up on Transunion. Called them and spoke to a supervisor.. He said they only report the loan to Transunion and not experian or equifax. So now my credit reports are not balanced. Can this have any negative impacts or just look at this is a good thing? It is the only experience I have of 1 bureau reporting by a lending institution.
I had the same situation happen with Affirm...used them to purchase a vacation via Expedia. Found out they only report to Experian and that indeed helped my score's go up with Experian, but not the other 2 CRAs. I paid it off within 4 months and now my score points are unbalanced by 20+ points.