No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have had this local CU for years never had an issue . I got a decent balance transfer from USAA. So I used it deposited 8K on 10/03/24 now I know sometimes they put a hold that is fine but this amount showed in my available credit on 10/04/2024. I even get texts everyday with my current available credit and it showed . This morning I checked my balance and now it's gone from my balance. I messaged them and they said there is a hold, ok but never got anything to that effect. Then magically a letter appeared on my documents AFTER I contacted them , Doubt of collectibility 😳I have plenty of other accounts, I may be switching my main banking this doesn't sit well with me . End of rant
Wouldn't sit well with me either.
But don't overreact. It's just a hold, and will probably be gone shortly.
Balance transfer checks sometimes get that kind of treatment.





























@SouthJamaica wrote:Wouldn't sit well with me either.
But don't overreact. It's just a hold, and will probably be gone shortly.
Balance transfer checks sometimes get that kind of treatment.
Yes I know from past experience BT usually have a hold however don't show it as available then take it off then magically sent a letter AFTER I inquire
@Jnbmom wrote:
@SouthJamaica wrote:Wouldn't sit well with me either.
But don't overreact. It's just a hold, and will probably be gone shortly.
Balance transfer checks sometimes get that kind of treatment.
Yes I know from past experience BT usually have a hold however don't show it as available then take it off then magically sent a letter AFTER I inquire
True dat.





























I would be a little aggravated too. I'm surprised the CU didn't put a 5 day hold on it when the check was originally deposited.
Hopefully that check clears in a few days!
Guyatthebeach