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NFCU CLOC Application...

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PicoFico
Frequent Contributor

NFCU CLOC Application...

Today i decided i would apply for a cloc with nfcu and took the approach to ask for 15k and be braced for a counter offer...

 

I got this intially...

 

nfcu_cloc_app_forums.jpg

 

Followed by this...

cloc_email.jpg

 

Is this POI? Not too concerned if it is, mostly just curious if anyone can narrow it down possibly.

 

Thanks everyone!

-PicoFico

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 1 of 24
23 REPLIES 23
M_Smart007
Legendary Contributor

Re: NFCU CLOC Application...


@PicoFico wrote:

Today i decided i would apply for a cloc with nfcu and took the approach to ask for 15k and be braced for a counter offer...

 

I got this intially...

 

nfcu_cloc_app_forums.jpg

 

Followed by this...

cloc_email.jpg

 

Is this POI? Not too concerned if it is, mostly just curious if anyone can narrow it down possibly.

 

Thanks everyone!

-PicoFico


Possible POI

Message 2 of 24
PicoFico
Frequent Contributor

Re: NFCU CLOC Application...


@M_Smart007 wrote:

@PicoFico wrote:

Today i decided i would apply for a cloc with nfcu and took the approach to ask for 15k and be braced for a counter offer...

 

I got this intially...

 

nfcu_cloc_app_forums.jpg

 

Followed by this...

cloc_email.jpg

 

Is this POI? Not too concerned if it is, mostly just curious if anyone can narrow it down possibly.

 

Thanks everyone!

-PicoFico


Possible POI


Ok... I'm surprised you beat @

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 3 of 24
Anonymous
Not applicable

Re: NFCU CLOC Application...


@PicoFico wrote:

@M_Smart007 wrote:

@PicoFico wrote:

Today i decided i would apply for a cloc with nfcu and took the approach to ask for 15k and be braced for a counter offer...

 

I got this intially...

 

nfcu_cloc_app_forums.jpg

 

Followed by this...

cloc_email.jpg

 

Is this POI? Not too concerned if it is, mostly just curious if anyone can narrow it down possibly.

 

Thanks everyone!

-PicoFico


Possible POI


Ok... I'm surprised you beat @


He only beat me because I wasn't sure. I saw your post and didn't want to answer since I don't know. My CLOC was an instant approval but I only asked for $500. 

Message 4 of 24
PicoFico
Frequent Contributor

Re: NFCU CLOC Application...

called in after the 3 hour window came and went... 

 

Sounds like the info they wanted was a verbal yes or no to a counter offer of $500. So i said yes, being that I have to start somewhere with it and things grow like weeds at NFCU (not to mention the HP already hit) Smiley Very Happy

 

Equifax 09: 814

 

Thanks again all,

-PicoFico

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 5 of 24
Anonymous
Not applicable

Re: NFCU CLOC Application...

Congrats on the approval. Sorry for the low limit though. 

Message 6 of 24
newfossil
Valued Contributor

Re: NFCU CLOC Application...

congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 24
Anonymous
Not applicable

Re: NFCU CLOC Application...

Congratulations on your approval! 👍

Message 8 of 24
AllZero
Mega Contributor

Re: NFCU CLOC Application...

Congratulations on your approval!
Message 9 of 24
Traveler101
Established Contributor

Re: NFCU CLOC Application...

Congrats!

Message 10 of 24
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