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NFCU CLOC Approval - ~570 TU

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MochiLatte
Established Member
‎09-21-2021 12:34 PM
‎09-21-2021 12:34 PM

NFCU CLOC Approval - ~570 TU

So, I randomly applied for a NFCU CLOC the other day. I put in for $2500 and got approved! Crazy. My TU is ~570. 

A while ago, my scores were high 500s, and I got approved for then flagship card with a SL of $15k. I've never missed a payment, but I have high UTI. They randomly gave an increase of $500 so it's now at $15,500. I PC'd it to the AMEX More and then to the cash rewards. 

My college student, who never had a credit card applied for one, as well. She got approved for $25k. The only CL on her report was an AU on my NFCU card. Crazy! 

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Mr_Mojo_Risin
Senior Contributor
‎09-21-2021 02:25 PM
‎09-21-2021 02:25 PM

Re: NFCU CLOC Approval - ~570 TU

They hooked you up nicely. 

For the past year or so they've given out a lot of $500 CLOCs, seems they might be past that now.

Congratulations on your sweet success!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
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Rebuild2019
Valued Contributor
‎09-21-2021 02:37 PM
‎09-21-2021 02:37 PM

Re: NFCU CLOC Approval - ~570 TU

Congratulations 🎊🎈🎉

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
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wantitgone
Contributor
‎09-22-2021 06:49 AM
‎09-22-2021 06:49 AM

Re: NFCU CLOC Approval - ~570 TU

Navy is amazing! I love them myself! Congrats Smiley Happy

FICO 8 on 5/31/19 ~~ EQ: 608, TU: 545, EX: 585
BK 7 DC 7/9/19
FICO 8 on 01/31/2023 ~~ EQ: 693, TU: 677, EX: 678

NFCU CLOC $1,000

Apple Card 4,500
Williams Sonoma $1,250
NFCU CashRewards $2,500
NFCU Flagship $12,100
Navy Federal Platinum $25,000
PenFed Pathfinder $12,500
Kemba CU Platinum $3,500
Amazon Store Card (Synchrony) $1500
Paypal Credit $850
Capital One QS $2,000
Capital One Spark $2,000
Overstock Store Card $2,150

AAoA: EQ - 7y9mo, TU - 7y8mo, EX - 5yr7mo (as of 01/31/2023); INQ are 2 EQ, 6 TU, and 5 EX.

New Auto Loan with NFCU (May 2022): 32k for 3.49%/60 months

My DPs: as of January 2023, I am full-time employed, 55k/year, 2 federal consolidated loans plus 3 new student loans, had perfect payment history with 0 derogs until 90 day lates prior to filing BK in March 2019.
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