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NFCU CLOC CLI

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kobe2012
Established Contributor

NFCU CLOC CLI

Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 1 of 13
12 REPLIES 12
kobe2012
Established Contributor

NFCU CLOC CLI

Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Sorry for double post, I can't seem to get an answer from "PERSONAL FINANCE SECTION"

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 2 of 13
Anonymous
Not applicable

Re: NFCU CLOC CLI

Super congrats Kobe that's a very nice CLOC cli! 😊

 

Sorry Kobe I don't know how the NFCU CLOC works as I don't have one yet I'm sure the myfico pros will chime in shortly...😉

Message 3 of 13
kobe2012
Established Contributor

Re: NFCU CLOC CLI

Thanks GiJane007 !! My utilization for my CLOC was $4800 and will pay it off next month! Just thought I'd try and get the max but am happy with their counter!

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 4 of 13
Aduke1122
Senior Contributor

Re: NFCU CLOC CLI

Yay congrats Kobe I'm happy to see you are getting along good with them now
Message 5 of 13
Anonymous
Not applicable

Re: NFCU CLOC CLI


@kobe2012 wrote:
Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Sorry for double post, I can't seem to get an answer from "PERSONAL FINANCE SECTION"

I just went through this myself. I wasn't approved for the full 15K  originally either. They snail mailed me the documents they wanted me to sign. From my experience your options are to stop in a branch, snail mail or fax. However for the CLI request they never gave me the option of which one I wanted to do. Unless you're planning to use it quickly, I'd just wait for the documents to be mailed to you. Also, it took a few days before I saw the new amount reflected in my account. And under app status it STILL shows Under Review. 

Message 6 of 13
Anonymous
Not applicable

Re: NFCU CLOC CLI

Very NICE!! Congrats..you give me hope!!...Smiley Happy

Message 7 of 13
Anonymous
Not applicable

Re: NFCU CLOC CLI

Congrats on your successful CLI.

When I got my bump from Navy, it took about 5 days to receive new docs in the mail; new amount showed up in my account after a couple of days

Message 8 of 13
Anonymous
Not applicable

Re: NFCU CLOC CLI


@kobe2012 wrote:
Opened d CLOC Jan of this year and was approved for $5000... asked for an increase today for $10000.. was countered $5000!! So my CLOC now is $10000! Amazing!! .. now question , it asked for my signature online but I don't see any documents... should I call and ask for it to be emailed??

Sorry for double post, I can't seem to get an answer from "PERSONAL FINANCE SECTION"

Congrats on your CLI

 

In the future though, I am impatient myself but 5 hours really isn't that long of a time to get an answer to a question.  If you have concerns that you're not getting a suitable answer in a timely fashion, then PM  a mod and ask them for assistance but do not cross post intentionally in the wrong forum as this is a violation of MyFICO's Terms of Service and is confusing to other posters trying to assist you.

 

Thank you for your cooperation.

Message 9 of 13
Anonymous
Not applicable

Re: NFCU CLOC CLI

Such a fantastic feeling! 💃🏻
Yay! 😁
Message 10 of 13
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