NFCU - Trying to sign up using my Grandfathers service- Need Help.

[Brian_Earl_Spilner]

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@KJinNC wrote:

I think they would work with you. The worst they can say is "no until you get documentation". JMO, good luck!

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It's not about working with someone. If they get audited, they need to provide proof that someone can be a member. If you don't have the proof, your accounts will be frozen until you can provide it, then closed if you can't 

[M_Smart007]

Never have read of anyone shut down by Navy, not saying it could'nt happen.

But read a whole lot more of AA and CLD's by other lenders.

I will leave names out.

[Brian_Earl_Spilner]

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@M_Smart007 wrote:

Never have read of anyone shut down by Navy, not saying it could'nt happen.

But read a whole lot more of AA and CLD's by other lenders.

I will leave names out.

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They haven't had an audit in a while. The only recent closures being posted here were from people who went the roommate route.

[M_Smart007]

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@Brian_Earl_Spilner wrote:

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@M_Smart007 wrote:

Never have read of anyone shut down by Navy, not saying it could'nt happen.

But read a whole lot more of AA and CLD's by other lenders.

I will leave names out.

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They haven't had an audit in a while. The only recent closures being posted here were from people who went the roommate route.

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@Brian_Earl_Spilner, Thanks for the info

[Anonymous]

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@M_Smart007 wrote:

Never have read of anyone shut down by Navy, not saying it could'nt happen.

But read a whole lot more of AA and CLD's by other lenders.

I will leave names out.

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NFCU used to have quite the reputation for freezing people's accounts. If you search for NFCU locked my account, NFCU security freeze, Navy Federal shutdown, NFCU membership verification, etc... lots of horror stories between 2013 and 2016. Seemed to fall off a cliff after that. They started allowing vets and family members of vets 2/2017, maybe that had something to do with looser enforcement. Or maybe it's just that NCUA hasn't been doing audits and a big enforcement round could show up any time. It's anyone's guess. 

[Mv350]

"It depends on the date the service member separated from the military. Military personnel records are open to the public 62 years after they leave the military. (To calculate this, take the current year and subtract 62.) Records of any veteran who separated from the military 62 (or more) years ago can be ordered by anyone for a copying fee (detailed below under “cost”). See Access to Military Records by the General Public for more details."

https://www.archives.gov/veterans/military-service-records

After 62 years, they become public record. If you want the record from before 1958 (2020 minus 62), you can get them without being next of kin. 

[Anonymous]

Thanks everyone for the encouragement and advice. Ill give it a go with what I have tonight and report back.

[Girlzilla88]

@Anonymous Yes keep us posted

[EAJuggalo]

I joined in 2018 much the same way.  My grandfather was in the Army in 1945.  He passed away in the late 50's, some 25 years before I was born.  I applied for and was granted membership over the phone just by telling them what information I had.  I have a copy of his enlistment form that I got from a genealogy site.  I've never been asked to send it in or anything else.  But I have that just in case I need it. 

[Anonymous]

@Anonymous any updates on the membership? Fingers crossed for you!