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Navy Federal Sponsorship?

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soxfaininfl
Frequent Contributor

Navy Federal Sponsorship?

I just got in to Navy Federal after a 2 year wait for my Grandfather's service records. I would like to get my friend in (were both in our 40's). I was going sponsor my friend and have him pretend to be a half sibling since obviously we have different last names. I was going to provide him my access number, so I can sponsor him. Would they ever ask for birth certificates if they decided to audit him to verify that we have the same mother? Does anyone know if they go that far when randomly auditing Navy Federal members?









Message 1 of 8
7 REPLIES 7
Veronik2019
Contributor

Re: Navy Federal Sponsorship?

Its never a good idea to lie to get into things. Faking a relationship is very risky. I believe the only way you'd be able to help is if he were your roommate. He'd have to have his ID match your ID's address, also a major utility bill under his name, etc.

Message 2 of 8
Cookiegrabber
Regular Contributor

Re: Navy Federal Sponsorship?

I'm not sure, but I've always thought that it's a bad idea to lie to financial institutions even if you might be able to get away with it.

 

Maybe you could adopt your friend? I wish someone could adopt me for NFCU membership (I'm in my early 40s). Smiley Tongue


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Message 3 of 8
mfinsmi1
Established Contributor

Re: Navy Federal Sponsorship?

Sponsoring your account will get it audited and then all your funds will be frozen. I would save yourself the potential trouble. 

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Message 4 of 8
SouthJamaica
Mega Contributor

Re: Navy Federal Sponsorship?


@soxfaininfl wrote:

I just got in to Navy Federal after a 2 year wait for my Grandfather's service records. I would like to get my childhood friend in (were both in our 40's). I was going sponsor my friend and have him pretend to be a half sibling since obviously we have different last names. I was going to provide him my access number, so I can sponsor him. Would they ever ask for birth certificates if they decided to audit him to verify that we have the same mother? Does anyone know if they go that far when they randomly auditing Navy Federal members?


You would be committing fraud. Don't do it.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685




Message 5 of 8
Jnbmom
Credit Mentor

Re: Navy Federal Sponsorship?


@soxfaininfl wrote:

I just got in to Navy Federal after a 2 year wait for my Grandfather's service records. I would like to get my childhood friend in (were both in our 40's). I was going sponsor my friend and have him pretend to be a half sibling since obviously we have different last names. I was going to provide him my access number, so I can sponsor him. Would they ever ask for birth certificates if they decided to audit him to verify that we have the same mother? Does anyone know if they go that far when they randomly auditing Navy Federal members?


It's called fraud 

EXP 780 EQ 796 TU 810
Message 6 of 8
M_Smart007
Legendary Contributor

Re: Navy Federal Sponsorship?

My words exactly

"Don't do it"

Message 7 of 8
soxfaininfl
Frequent Contributor

Re: Navy Federal Sponsorship?

I got it, thanks for all the replies. I'll tell my friend no. 









Message 8 of 8
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