Navy cloc approved - myFICO® Forums - 5867444

myFICO® Forums

Get Access Now

So it’s been almost 91/3 since I joined navy and got approved for the cash reward Visa card for 2500. This Saturday is the time when I am gonna go for a 2nd card (though not sure which one yet ) and a cli . Today I decided to try for a cloc . Didn’t have a checking account with them just a savings, but it took about 5 minutes to open one online . Then went for the cloc . I hoed and hummed about what limit I should start out with . I saw that you CAN do cli on them (unlike PenFed ) so I decided to stay low . Went for a 1,000. Entered all the info and was instantly approved . Has not shown in online account yet but got the email and text that everything was approved and e signed everything . Quick and painless! Now how long to wait before cli with cloc ? 6 months ?

Fico score with them is 716, pulled equifax which has been brutalized with new accounts and inquiries .

Sooooo looking forward to Saturday!!!!!!🙌🏼

Message 1 of 9

8 REPLIES 8

Congrautlations on your CLI!

Message 2 of 9

Congratulations on your approval!

Message 3 of 9

Congratulations 🎉🎊🍾🎈 @Creditcollector

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX

Message 4 of 9

Very nice Congrats!

Chase-Freedom Unlimited 6,300 (12/2018)

Amex-Cash Magnet 1,000 (12/2018)

Georgia's Own CU-Platinum 500 (12/2018)

Home Depot 5,000 (05/2019)

Curae (Medical) 2,000 ((11/2019))

NFCU CashReward 1,100 (03/2020)

Discover IT 3,000 (11/2020)

(12/2018 REFI) 2017 Chevy Malibu -Ga's Own CU 60 months @ 3.49%

Y2K Home -PennyMac FHA 30/yr @ 3.875% (05/2019)

Message 5 of 9

Congrats!

Message 6 of 9

Congrats on your CLOC approval.

Message 7 of 9

Congrats!
I plan to apply for their CLOC for some utilization padding, in a few months.

|

Message 8 of 9

Congratulations!

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

Discover It : 10/17 : $4.1K APR 20.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU : 9/18 : $1K APR 13.99%

PenFed : 9/18 : OLOC $500

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

NFCU : 08/21 : Subaru Used Car Loan

U.S. Bank Cash+ Visa Signature

Chase Freedom Flex

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

Amazon Prime Rewards Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Graph of Days Until Next Spade

Garden Goal Chart

Garden Club Spade

Your FICO credit scores are not just numbers, it’s a skill.

Message 9 of 9