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New Alliant CU member!!!

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Siopao
Regular Contributor

New Alliant CU member!!!

So I've been searching for a good high yield savings account and found out that Alliant has a nice 1% APY savings.  I started seaching around here to see how everyone felt about Alliant, and I quickly found out that becoming a member would be a no brainer.  I've been a member of NFCU for 3 years now and love them, but I wanted to do something more with my eFund (which is with CapOne 360) and decided to look into another CU. 

 

For now I'm just going to grow my savings account with Alliant while I pay down the rest of my CC debt before I even try to apply for any Alliant products.  

 

I'm also planning on applying with PenFed in a couple months after my CC's report zero balances.  I want to get away from banks 100%.  NFCU will still be my main hub, but I wanted to get in with Alliant and soon PenFed.

Message 1 of 11
10 REPLIES 10
mongstradamus
Super Contributor

Re: New Alliant CU member!!!

Don't forget about the .65% checking account it's not too bad. Also if you are looking for a longer term position for your emergency fund the 5 year CD rates arent too bad 



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Message 2 of 11
Anonymous
Not applicable

Re: New Alliant CU member!!!

Congratulations on your new membership!

Message 3 of 11
Siopao
Regular Contributor

Re: New Alliant CU member!!!


@mongstradamus wrote:

Don't forget about the .65% checking account it's not too bad. Also if you are looking for a longer term position for your emergency fund the 5 year CD rates arent too bad 


Thank you!  Oh I'll have to look into that 5 year CD.  Thanks for the tip!

Message 4 of 11
CreditMagic7
Mega Contributor

Re: New Alliant CU member!!!

Congratulations on your Alliant CU membership!

 

You will really wonder why it took this long to find them because they are excellent in so many ways.

Message 5 of 11
Vegas4Play
Valued Contributor

Re: New Alliant CU member!!!

Congrats to you!!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 6 of 11
Anonymous
Not applicable

Re: New Alliant CU member!!!

Congrats to you, I also joined just last week!

 

I already recieved $50 bonus for my first qualifying direct deposit in my checking Smiley Happy

Message 7 of 11
Siopao
Regular Contributor

Re: New Alliant CU member!!!


@Anonymous wrote:

Congrats to you, I also joined just last week!

 

I already recieved $50 bonus for my first qualifying direct deposit in my checking Smiley Happy


Thanks!  Congrats to you as well!  

 

Did the $50 bonus just show up or did you have to use the promo code?

Message 8 of 11
Anonymous
Not applicable

Re: New Alliant CU member!!!

I recieved an email with the promo code the day after I opened my checking account, so I sent a secure message asking if it could still be applied to my account.

 

They replied-

 

"As long as you meet the two requirements within 90 days you will qualify for the bonus. To qualify for the High Rate Checking Account, you must meet both of the High Rate Checking Requirements every month.  I have listed both of the High Rate Checking Requirements below.

  1. Opt out of paper statements via mail and enroll in electronic statements (eStatements) in Online Banking
  2. Complete at least one electronic deposit* to your Alliant Checking Account every month.

*Electronic deposit methods include: direct deposit, payroll deposit, ATM deposit, eDeposit, eDeposit Plus, mobile deposit, or completing an electronic ACH transfer from another financial institution."

 

I would recommend sending a secure message as well to confirm.

Message 9 of 11
Anonymous
Not applicable

Re: New Alliant CU member!!!

Congratz ! ! ! !

 

and excellent choices on Alliant, Navy & Pen Fed  :-)

.


Siopao wrote:

So I've been searching for a good high yield savings account and found out that Alliant has a nice 1% APY savings.  I started seaching around here to see how everyone felt about Alliant, and I quickly found out that becoming a member would be a no brainer.  I've been a member of NFCU for 3 years now and love them, but I wanted to do something more with my eFund (which is with CapOne 360) and decided to look into another CU. 

 

For now I'm just going to grow my savings account with Alliant while I pay down the rest of my CC debt before I even try to apply for any Alliant products.  

 

I'm also planning on applying with PenFed in a couple months after my CC's report zero balances.  I want to get away from banks 100%.  NFCU will still be my main hub, but I wanted to get in with Alliant and soon PenFed.


 

Message 10 of 11
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