Opening NFCU checking

[aesl1982]

So my brother has given me the info I need to open a nfcu account. My scores according to idenity iq are TU573, EQ560, EXP560. I know i will have issues with CC and CLOC. but will i have issues getting a normal checking account.

[M_Smart007]

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@aesl1982 wrote:

So my brother has given me the info I need to open a nfcu account. My scores according to idenity iq are TU573, EQ560, EXP560. I know i will have issues with CC and CLOC. but will i have issues getting a normal checking account.

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Welcome To myFICO Forums and

Make sure you are Getting Real FICO scores and Not "FAKO" Scores.

I am pretty sure you will be happy with Navy Federal, I am

[aesl1982]

Thank you, im up about 60 points in the last 4 months trying to restablish myself after some bad choices I made. Im just worried if NFCU will actually approve my checking account i have been turned down for a checking account at other banks prior. 

[M_Smart007]

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@aesl1982 wrote:

Thank you, im up about 60 points in the last 4 months trying to restablish myself after some bad choices I made. Im just worried if NFCU will actually approve my checking account i have been turned down for a checking account at other banks prior. 

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on The Checking Acct. That can be frustrating.

This Forum is Loaded with Success Stories, and people That  have Rebuilt from below Ground Zero.

Many of Those People, are now Helping Others to Rebuild. I made a few mistakes in 1993, paid Them off.

I learned from it.

Wish you The Best on Your Navy outcome.

.

here is a good place to Read,

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/bd-p/rebuildingcredit

[aesl1982]

Kinda weird. So they let me in as a member gave me a checking and savings account. But never ask for my qualifying persons information? Anyone else had this happen before

[M_Smart007]

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@aesl1982 wrote:
Kinda weird. So they let me in as a member gave me a checking and savings account. But never ask for my qualifying persons information? Anyone else had this happen before

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Congrats!!! on your success

I am sure The qualifying person gave them a heads up.

but just in case, they could ask for proof.

and they have been known to.

They may have also checked your last name against your brother's.

[JTC-137]

When I opened an account they asked how I was eligible and that’s it. No names, member numbers, or anything else. You made a good choice with NFCU, they’ll be instrumental in your rebuild.

[aesl1982]

Thanks you, I applied for the cc and cloc but denied. I knew I would be but had to try. I have work to do now