PenFed did a HP for opening a checking account?

[Anonymous]

Anyone heard of this?! Doesnt seem normal.

[gibeon]

Pretty sure they did for me as well.

[TURNERHOOVER]

Aren't HP's intimated anytime a checking account is ever opened?! Citi did.

[Anonymous]

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@Anonymous wrote:

Anyone heard of this?! Doesnt seem normal.

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They did an HP to be a member,,, witht the same HP, I was approved for Rewards card, Promise card, PLOC and a checking account. Only one HP.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Anyone heard of this?! Doesnt seem normal.

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They did an HP to be a member,,, witht the same HP, I was approved for Rewards card, Promise card, PLOC and a checking account. Only one HP.

My account was opened the other day, do you think it's too late to use that one hard pull for credit?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Anyone heard of this?! Doesnt seem normal.

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They did an HP to be a member,,, witht the same HP, I was approved for Rewards card, Promise card, PLOC and a checking account. Only one HP.

My account was opened the other day, do you think it's too late to use that one hard pull for credit?

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No its not too late.  That's what is great about PenFed.  They will use that same HP for up to 90 days for cc and PLOC applications or anything else you want to apply for.

[Anonymous]

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@TURNERHOOVER wrote:

Aren't HP's intimated anytime a checking account is ever opened?! Citi did.

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No, it varies from creditor to creditor.  A lot of them will check ChexSystems but not do an HP on the 3 major credit bureaus. 'm surprised to hear that you got an HP from Citi.  Both myself and my g/f opened CitiGold checking accounts and did not receive HPs.

[Mantis350]

You will have up to 90 days to use the sam HP for opening any other credit product they offer (Personal Loan, CC, Mortgage, Checking, etc...)  Thats why they rule!

[ddemari]

Interesting about Citi, I never got a hard pull for a checking account there.

Here is the thing I experienced about PenFed Checking. I was a member and had a share account, a year 1/2 later decided to pull the trigger on a credit card. I was instantly approved for 2 cards. I wanted to open an Access America checking account but the page said "Restricted". So I had to call. While on the phone, the lady said ok do you want me to open the checking account for you and we can fund the account now? I said sure! 

I had a hard pull in the system with PenFed because I took one to get the credit cards the day before. But I didnt know that the hardpull couldnt be seen by reps. So the rep did another hard pull to open the checking account. I should have told her that yes I want to open the account but I dont want another hard pull as I took on the other day. 

If that makes sense?