Penfed Personal Loan APPROVAL!!! questions!

[Anonymous]

So I was instant approved last night for a 15k personal loan at 11.9% for 60 months. Very excited as my scores are just barely touching 700. My question is, has anybody tried to recon the interest rate? I'm okay with it if I can't but I will always try. If so, what route would be best? Call today and speak to a car? Or, wait until the infamous survey?

[AverageJoesCredit]

I dont know how far you'll get talking with a car but normally the apr you get is the apr you get. Congrats on your approval. When i first joined PF they approved me for one. Im 100% on time and actually ahead but they dont care . My history doesnt matter to them i hope yours will go great for you

[Anonymous]

The prime rate has gone up again to 5.25 so that’s why you may be starting to see higher rates than you used to. 11.99 ain’t bad though! Congrats on your approval!