Penfed Rate Check

[CivalV]

I tried to check for what my rate would be on my Penfed account. It states at the top that it will not be a HP BUT when I hit submit, I recieved a notice that they could not pull my EQ.... I have had my EQ frozen for months now after being approved for CITI. Will it be an HP or SP?

[Brian_Earl_Spilner]

It's an SP, but the bureau needs to be thawed. I just did it about a week or so ago.

[CivalV]

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@Brian_Earl_Spilner wrote:

It's an SP, but the bureau needs to be thawed. I just did it about a week or so ago.

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Thank you!! I will unfreeze it now. They have called me a million times in regards to my application. I have been doing well with no new accounts nor inquiries so I was worried my streak would end for nothing.

[Brian_Earl_Spilner]

There's always a chance an HP comes through, but like I said, for me, it was soft. Check was done on 3/17.

[CivalV]

Hopefully not 

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@Brian_Earl_Spilner wrote:

There's always a chance an HP comes through, but like I said, for me, it was soft. Check was done on 3/17.

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[CivalV]

I applied to check my rate with Penfed and was told I was pre-approved for a $20K personal loan for debt consolidation at 17% *still low compared to all of my CCs interest combined. I am really shocked... I decided to move forward with the application. I was told it was conditonally approved but I just need to upload my two most recent paystubs and the loan will be disbursed once income is verified. I am a bit worried only because I included child support which is a total of $13200 annually and then my employment income is around $50k-55 with overtime which is guaranteed weekly. Do I need to upload bank statements to verify this considering there is no pay stub for child support income? I AM NERVOUS lol 

[M_Smart007]

@CivalV, Congrats on your conditional approval!   ..If it were me?, I would upload those bank statements to be on the safe side.

[CivalV]

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@M_Smart007 wrote:

@CivalV, Congrats on your conditional approval!   ..If it were me?, I would upload those bank statements to be on the safe side.

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I am going to do that as well. Thanks for the advice! 

[AllZero]

Congratulations on your conditional approval!

[cashorcharge]

That's terrific!  Congratulations on your approval!! 🎉🥂