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Wow, very similar situation as mine currently. I just made a topic about it in the Credit Card Application forum, I think that you might want to check it out. Also, the comments I get Im sure they will help you as well. My input to you is, wouldn´t a new or a few 0% apr Balance Transfer cards be better for you than a loan?
I have many suggested 0% cards in my post and also Wells Fargo has some as well. You seem to have the Fico scores to get approved, so why not?
Thanks, I'll look into that! Getting a lot of good info from your thread!