Personal checks

[SBR249]

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@Anonymous wrote:

I don’t know about you but with the absolutely massive amount of damage that can be done with your checking account, I would just get the free checks from Navy Federal’s supplier rather than sending my info somewhere else online. I have always paid the steep prices of my bank’s preferred check supplier rather than go to a cheaper place because I didn’t want to give my checking account info to another business. It’s easy to transfer money between accounts these days, I personally wouldn’t take the extra risk. 

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I'm not really sure that that is a huge problem. I mean, every time you hand out a check to pay for something, it's printed with your contact info, your bank name, your bank routing number, your bank account number, and your signature right there on the check. Handing over the same info to a check printing company doesn't seem like it would be that much more risky than handing it to some random schmo that you are paying. I'm not saying you should just go to any XYZ Check Printing LOL Inc. But most reputable check printing companies should be OK. Last time I ordered checks, I got them from Costco because I liked their designs more. 

[Anonymous]

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@SBR249 wrote:

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@Anonymous wrote:

I don’t know about you but with the absolutely massive amount of damage that can be done with your checking account, I would just get the free checks from Navy Federal’s supplier rather than sending my info somewhere else online. I have always paid the steep prices of my bank’s preferred check supplier rather than go to a cheaper place because I didn’t want to give my checking account info to another business. It’s easy to transfer money between accounts these days, I personally wouldn’t take the extra risk. 

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I'm not really sure that that is a huge problem. I mean, every time you hand out a check to pay for something, it's printed with your contact info, your bank name, your bank routing number, your bank account number, and your signature right there on the check. Handing over the same info to a check printing company doesn't seem like it would be that much more risky than handing it to some random schmo that you are paying. I'm not saying you should just go to any XYZ Check Printing LOL Inc. But most reputable check printing companies should be OK. Last time I ordered checks, I got them from Costco because I liked their designs more. 

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Well I don’t use my personal checks if I can avoid it for the same reason. I watched my mother and grandmother deal with check fraud when I was a kid (it was a huge problem in CO back in the 90s) so I have only ever written checks for rent most of the time. I have the same box of checks I got when I opened my account in 2012 and I’m still on the first book of them and I bought them with dupes in case someone ever decided to try to run check fraud (that’s actually what got my mother and grandmother out of it quickly was having those but it was still a big ordeal to get the money back and open all new accounts). 

[Anonymous]

I have ordered from the Bradford Exchange several times.  Most of the banks that I have been with seem to direct you to Harland Clarke when you click reorder but the price is often too high IMO.  The Bradford Exchange has always really impressed me because of the quality and the way they arrive.  It is quite the professional looking package.  I have never had any check fraud.  There have never been any issues from any bank by using their checks.

Since online payments became the norm, I maybe write 5 checks a year(if that).  When I do it is usually some kind of contractor or I'm mailing in renewals for the Bureau of Motor Vehicles.  So a book of 100 today will probably last me 10 years minimum.  In any case, you still need to frequently check your accounts for unauthorized charges.

[CreditInspired]

I’ve ordered bank checks online and not only are they cheaper, they offer a kazillion different designs and yes they’re safe. Never had a problem. I order from here

https://www.checksunlimited.com/p/321/safety-checks/?dcm=cpc&keycode=84F9&dkc=88YV&utm_medium=feeds&...

[FlaDude]

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@MakingProgress wrote:

Walmart Checks

https://www.walmartchecks.com/index.aspx

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I bought mine here too, just like any of the other cheap check places they will try to sell add-ons, just skip them all.

Like Dogbert mentioned, doesn't your bank offer a free bill pay service where they mail the check from your account?