This is a very large amount of cash to go after on an unsecured basis. If you have a paid for car worth $35K, or home equity you may be able to borrow against either with a fairly sane interest rate. Otherwise you need to evaluate what is holding your scores down and make the necessary moves to remedy those issues. Even if you were to coax a loan from a finance company, the interest rate is going to be exorbitant and likely cost way more than you think.
